Author: Earl Yaokasin
-
Index Funds Or Actively Managed Funds
WealthArch vs. Index Funds What are Index Funds? Over the last decade or so, index funds (also called passive funds) have grown in popularity. Index funds are a type of mutual fund that is composed of stocks that mirror a financial market like the S&P500. Their popularity is well deserved, because these funds charge very…
-
401(k) Tips and Tricks
401(k) Tips and Tricks Flavors and Combinations Reviewing 401(k)’s is like visiting an ice cream shop. There are so many flavors and combinations you can get and making a decision may not be easy. I’ve provided a few 401(k) tips and tricks to help you figure out the right investment allocations. Assessing Risk Tolerance For…
-
Investing Risk and Reward
Investing Risk and Reward Evaluating Risk/Reward Propositions No guts, no glory! High risk, high reward; low risk, low reward. These clichés are true, but when it comes to investing risk and reward, there’s more to unpack from these sayings. One needs to have the courage to take risk, but to do so in an undisciplined…
-
Tax Efficient Investment Management
Tax Efficient Investment Management Tax Efficient Investing and Allocation Between Account Types To make trading and monitoring portfolios easy for them, many financial advisors structure their investments exactly the same way across multiple client accounts. At WealthArch, we customize client portfolios to not only fit their personal financial circumstances, but also to maximize tax efficient…
-
Value vs Growth Stocks
Value vs. Growth Stocks Two Approaches There are two major approaches to stock investing, value and growth. In an over-generalized sense, value stocks are unloved, boring, and cheap, while growth stocks are expensive, high-flying, and popular. I talk more about value investing and the subtleties of these definitions on our website here. The purpose of…
-
WealthArch vs Mutual Funds
WealthArch Investments vs. Typical Mutual Funds What’s the Difference? A typical active mutual fund has more than 100 holdings, with some having around 300 positions. These types of companies are structured where analysts specialize in about 3 or more industries and cover stocks globally within those industries. These analysts give their recommendations to the portfolio…
-
CFA Program Difference
The CFA Program Difference Even before I graduated college in the Philippines, my mom kept repeating over and over that I should get an MBA (Master in Business Administration). Back then, my dream had always been to be an investment manager, and for a while I thought that getting an MBA would be the best…
-
How a not so frugal dad thinks and spends during this Halloween weekend
How a Not-So-Frugal Dad Thinks and Spends During This Halloween Weekend I wrote this update this Saturday morning (Oct 29, 2022) to all my clients, because one of them requested it. October 29, 2022 Dear Partners, On Thursday, Oct 27, 2022, one of you requested me to write more about tips and tricks on how…
-
8 Steps to Becoming a Great Stock Investor
8 Steps to Becoming a Great Stock Investor A lot of people have been asking me, “How do you become a great stock investor? What books can you recommend?” There are thousands of websites and people claiming to have the best financial advice which makes you question, which ones are real. Who do I trust?…
-
Non-term Life Insurance Products are not Good Investments
Non-term Life Insurance Products Are Not Good Investments Non-term life insurance products, such as annuities, and whole life and universal life products, generate very high commissions for insurance agents and high profit margins for the insurance company. These commissions and profits are coming out of your wallet. Additionally, you need to question the investment guarantees…
