WealthArch Financial Advisor Services
Beyond Diversification: The Power of Portfolio Anchors
Successful professionals and institutions that want their wealth to grow with disciplined risk management choose WealthArch Investment Services. As leading financial advisors in Los Angeles, our number one rule at WealthArch is, “Don’t lose money.” Our Portfolio Manager, Earl Yaokasin, has a Chartered Financial Analyst (CFA) designation with over 20 years of experience. As a CFA charterholder, he brings a high level of knowledge, expertise, and a global perspective in delivering the highest standards of service. As the gold standard of the investment industry, WealthArch’s team refines your financial plan to give you confidence in your financial future.
Through deep and thorough quantitative and qualitative analysis, WealthArch only invests in companies whose stock prices provide a margin of safety, or buffer, for unexpected events in the market. Our financial advisor services are designed to give clients peace of mind by reducing the risk of permanent loss, portfolio volatility, and anxiety in market swings. Through value investing, WealthArch often serves as a client’s portfolio anchor and foundation, allowing them to increase their risk tolerance with other investments to reach their financial goals.
Anchoring Your Financial Future
You can think of a portfolio anchor as the bedrock of your investments, bringing the following to a comprehensive strategy:
- Stability and security: A portfolio anchor helps to protect your overall portfolio from market fluctuations.
- Diversification: It helps reduce risk by investing in assets that are less correlated with each other.
- Long-term perspective: A portfolio anchor is typically a long-term investment designed to provide a reliable return over time.
- Risk tolerance: Your portfolio anchor is based on your appetite for risk. If you have a tolerance for high risk, your anchor may be more aggressive; more conservative if you’re more risk averse.
- Tax implications: The choice of a portfolio anchor may have tax implications, such as capital gains taxes or tax deferment.
At WealthArch, we account for your goals, your needs, and your comfort to determine the portfolio anchor that is most appropriate. There’s no one-size-fits-all approach here.
The WealthArch Difference
At WealthArch, we don’t fit the mold of a typical financial planner. We are investment managers who are ideal for clients wanting to maximize their portfolio growth while intelligently managing risk. We offer independent financial advisor services, not a cookie-cutter approach focusing on ETFs, target dates, and mutual funds.
We are highly focused on research and analysis and providing exceptional service to our clients. To give each client the dedicated attention they deserve, we require a minimum investment of $400,000 to open an account at WealthArch.
Our Services
- Customize portfolio construction to meet your unique needs.
- Provide detailed updates on your investments every quarter.
- Conduct a comprehensive review of your investments and current financial standing.
- Schedule unlimited one-on-one, in-person meetings with your financial advisor in Los Angeles or online.
- Review your 401(k) or other employer-sponsored plans regularly.
- Create a roadmap to achieve financial independence.
- Evaluate various retirement strategies.
- Implement asset management strategies once financial independence is achieved.
- Structure your emergency fund according to your needs and expected amount of expenses.
- Maximize the interest earned on your emergency fund.
- Use additional assets to create an opportunity fund.
- Review your life insurance needs, as well as disability and long-term care planning.
- Discuss will, trust, and power of attorney documents.
- Update accounts and beneficiaries.
- Determine the appropriate fund size according to your unique financial situation.
- Identify potential risks that could lead to unexpected expenses.
- Choose investment vehicles that align with your risk tolerance and time horizon.
- Create a tailored plan for building and maintaining funds based on contribution frequency and withdrawal strategies.
- Evaluate your child’s account options.
- Create a plan to cover the cost of your child’s education.
- Explain the importance of planning and financial advisor services for the next generation.
- Explore various strategies to minimize taxes.
- Tax loss harvesting.
- Discuss IRA withdrawal strategy.
- Retirement and non-retirement (taxable) portfolio optimization
FAQs
What is a portfolio anchor, and why is it important?
A portfolio anchor is a foundational investment that provides stability to your investments. It is part of a resilient investment approach that helps minimize the impact of market fluctuations.
How do you determine the best portfolio anchor for my specific needs?
We work closely with you to understand your unique goals, needs, and timeframe to determine the most suitable anchor for your portfolio.
Can I change my portfolio anchor at any time?
We recommend evaluating your portfolio anchor and adjusting as your financial situation or objectives change. We carefully consider tax implications and market conditions as we revisit your anchor.
Get in touch
Let’s talk about your financial needs and situation
WEALTHARCH BENEFITS
At WealthArch, our clients have access to a variety of unique benefits outside of wealth managment. Find out what sets us apart from other financial advisors in Los Angeles.
