Author: Earl Yaokasin
-
How to Create a Retirement Income Strategy (Beyond Just Saving)
Key Takeaways: Smart retirement planning focuses not just on saving but on creating a reliable income to support one’s lifestyle in later years. Simple rules of thumb like the 4% withdrawal rule are useful starting points. Still, they don’t account for individual circumstances or the very real danger of a bad market early in retirement.…
-
Roth Conversion Strategies: When Does It Make Sense?
Key Takeaways: You’ve probably heard the term “Roth IRA conversion” in conversations about retirement planning, but many investors aren’t entirely sure what it means, or whether it applies to them. In fact, a common misconception is that Roth conversion strategies are only for high-income retirees or wealthy investors. That’s not necessarily the case. A traditional…
-
Real Estate vs. Stocks: Which Builds More Wealth Long-Term?
Key Takeaways: Ask ten people whether real estate or stocks build more wealth, and you’ll get ten confident, mostly different, answers. One friend swears by their rental property that doubled in value, while another points to someone who made “easy money” with twenty years of index funds. Neither is wrong, exactly. They’re just describing different…
-
How the AI Bubble Has Impacted the Stock Market
Key Takeaways: The dot-com era is one that investors in the late 1990s will never forget. The internet was new and exciting, and clearly going to change the world. Both the public and markets knew it. Back then, tech companies didn’t need much more than a website and a big promise to go public. And…
-
How Tariffs Cause a Stock Market Reaction
There’s been plenty of debate about tariffs since the so-called “Trump trade war” began in February 2025 and reached a boiling point on April 2, when President Trump announced a sweeping set of new tariffs. But of all the headlines around the world, few hit harder than the ripple effects felt on Wall Street. Tariffs…
-
Selecting a Financial Advisor: Why Choose WealthArch Over the Competition?
When you’re looking for a service—whether it’s a doctor, contractor, or investment advisor—you probably rely on word of mouth, Google searches, or Yelp reviews. More often than not, the firms you hear about first are the ones with the biggest marketing budgets, like national banks or flashy brokerages and institutions that sound impressive. But selecting…
-
The Role of a Private Wealth Management Advisor
As your finances grow, so does the complexity of keeping everything in order. Managing stocks, real estate, and other investments takes time, strategy, and a close eye on the market. Taxes get trickier, too, with capital gains, deductions, and estate planning. Add to that expanding insurance needs, and it’s not hard to see why people…
-
Diversifying Your Portfolio: Strategies for Balanced Wealth Growth
Diversification is a wealth strategy that reduces risk by spreading investments across asset classes, sectors, geographies, and more. Core strategies include asset class diversification, sector and industry exposure, global vs. national investments, and a mix of investment styles. Balanced portfolios smooth out volatility while keeping you liquid enough to seize opportunities or handle emergencies. We…
-
My Thoughts on the Tariff Situation
The Trump administration has been talking about imposing tariffs against several countries for some time now and on April 2, 2025, they were finally implemented. The big unknowns were how many countries they would be imposed on and how steep they would be. It was broader and larger in scope than many anticipated. For example,…
-
Navigating the Market: Essential Investment Risk Management Strategies
Investing your money is inherently risky, as the stock market is a dynamic beast. Even the most meticulously crafted portfolios can experience downturns; however, the savvy investor understands how to weather market fluctuations. That investor knows that implementing sound investment risk management strategies can mitigate economic downturns. Effective stock risk management isn’t about avoiding all…
