Author: Earl Yaokasin
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International Womens Day
International Women’s Day Women and Investing This year’s International Women’s Day is on March 8th. To celebrate, we wanted to write about women’s roles and views about investing. At first glance, it may be a little disheartening to see low investing participation numbers, but the future is bright as more and more younger women are…
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Beginner’s Investing Guide
Beginner’s Investing Guide Saving for Retirement For the last 6 decades, it has become harder to save for retirement. Costs have skyrocketed, and incomes haven’t kept pace with inflation. Do you remember the time when a one-income household was enough? This was generally the case for the mid-20th century from the end of World War…
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Repair Your Car or Buy a New One
Should You Repair Your Car or Buy a New One? Things to Consider Similar to being asked whether someone should buy or rent a house, I received another question: “Should you repair your car or buy a new one?” My 2005 Honda Civic just reached 100,000 miles and I have my car scheduled for a…
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Should You Buy or Rent a House
Should You Buy or Rent a House? A common question I’ve been asked a lot over the last decade is “Should you buy or rent a house?” Recently, I’ve been asked this question 5 times. This topic is so deep that it would require the research equivalent of a doctoral dissertation to answer this question…
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Do You Need an Emergency Fund
Do You Need an Emergency Fund? Having an emergency fund is the foundation for building and protecting wealth. Whether you have millions of dollars or are millions in debt, everyone needs an emergency fund. Your Financial Foundation If you have credit card debt (or other loans) and want to get out of it, you still…
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Is Your Financial Advisor Worth It
Is Your Financial Advisor Worth It? How Much Does Your Financial Advisor Really Cost? Financial advisors can provide valuable guidance and support as you work towards your financial goals, but how much does investing with a financial advisor really cost? Figuring that out will help you answer the question, “Is your financial advisor worth it?”…
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Index Funds Or Actively Managed Funds
Over the last decade or so, index funds (also called passive funds) have grown in popularity vs actively managed funds. Index funds are a type of mutual fund that is composed of stocks that mirror a financial market like the S&P 500. Their popularity is well deserved because these funds charge very low fees and…
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401(k) Tips and Tricks
401(k) Tips and Tricks Flavors and Combinations Reviewing 401(k)’s is like visiting an ice cream shop. There are so many flavors and combinations you can get and making a decision may not be easy. I’ve provided a few 401(k) tips and tricks to help you figure out the right investment allocations. Assessing Risk Tolerance For…
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Tax-Efficient Investment Management & Investment Strategies
Tax-Efficient Investing And Allocation Between Account Types To make trading and monitoring portfolios easier for them, many financial advisors structure their investments in the exact same way across multiple client accounts. Not us, though. We take the extra time and effort to do what is best for our clients and not what is easiest. At…
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What is the Difference Between Value vs. Growth Stocks
Two Approaches There are two major approaches to stock investing: value and growth. In an over-generalized sense, value stocks are unloved, boring, and cheap, while growth stocks are expensive, high-flying, and popular. This begs the question: What is value vs. growth regarding stocks? I talk more about value investing and the subtleties of these definitions…
